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Privacy Policy & Terms of Use

KhataPlus

Effective Date: 6 February 2026
KhataPlus ("we", "our", or "us") respects your privacy and aims to be transparent about how the app works, what data is handled, and the terms under which the app is provided. By using the KhataPlus mobile application ("App"), you agree to the policies and terms described on this page.

1. About KhataPlus

KhataPlus is a manual khata (ledger) management app that allows users to:

  • Record their own transactions
  • Write credit (udhari) and debit entries
  • Add customer names and notes

The app is meant only for record-keeping purposes.

2. No Payments or Financial Access

KhataPlus:

  • Does not support online payments
  • Does not allow adding bank accounts
  • Does not allow debit cards, credit cards, or UPI
  • Does not process real money transactions

All entries are manually written by the user. The app never accesses or verifies real financial data.

3. Information We Collect

a. Personal Information

KhataPlus:

  • Does not require login
  • Does not collect personal information such as name, phone number, email, bank details, card details, passwords, or OTPs

b. Transaction & Khata Data

All transaction and udhari data is user-entered. Data is stored locally on the user's device. We do not have access to your khata data. Login and cloud sync may be added in the future. This page will be updated before such features are introduced.

c. Analytics Data

We use analytics tools to improve app performance. This may include:

  • App usage events
  • Crash reports
  • Device type and app version

This data is anonymous and non-personal.

4. Advertisements (AdMob Compliance)

KhataPlus uses Google AdMob to display advertisements and Google Analytics for Firebase for analytics.

These services may collect:

  • Advertising ID
  • Device identifiers
  • Approximate (non-precise) location
  • Ad interaction and performance data
  • App usage and crash data

This data is collected according to Google's privacy policies and is used only for advertising and analytics purposes.

KhataPlus does not share any khata, transaction, bank, card, or payment-related data with advertisers.

Users can control or opt out of personalized ads through their device settings.

5. App Permissions

KhataPlus may request:

  • Storage permission (to export or back up data)
  • Internet permission (for ads and analytics)

Permissions are used strictly for app functionality.

6. Data Security & Storage

All khata data is stored locally on your device. No cloud storage is currently used. You are responsible for keeping your device secure.

7. Data Deletion

You can delete entries directly from within the app. Uninstalling the app removes all stored data. Since no cloud sync exists, no data is stored on our servers.

8. User Responsibility

You are responsible for:

  • Accuracy of the data you enter
  • Any business or financial decisions made using the app
  • Keeping backups if required

KhataPlus is not responsible for:

  • Incorrect entries
  • Data loss due to device issues
  • Business disputes or financial losses

9. Intellectual Property

All app content, branding, and design belong to KhataPlus. Unauthorized copying, modification, or distribution is not permitted.

10. Limitation of Liability

KhataPlus is provided "as is". We do not guarantee uninterrupted or error-free service and are not liable for any indirect or financial damages.

11. Children's Privacy

KhataPlus is not intended for users under the age of 13. We do not knowingly collect data from children.

12. Future Updates

We may add features such as:

  • User login
  • Cloud backup and sync

Policies and terms will be updated before such features go live.

13. Changes to This Page

This page may be updated from time to time. Continued use of the app means acceptance of the updated content.

14. Contact Us

For any questions regarding privacy or terms:

Email: helpsaturnedge@gmail.com
App Name: KhataPlus

KhataPlus

KhataPlus

A manual khata (ledger) management app for record-keeping. All your data stays on your device, giving you full control over your transactions and entries.

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